Fast & Secure Payment · Open Banking · NAPAS

Catch every movement in your account.

PayFS records bank balance changes in real time, pushes webhooks to your system and reconciles orders automatically — money lands straight in your account, no e-wallet in between.

Start free See pricing

Direct Open Banking:

+ 50+ banks via NAPAS

Balance changes · liveillustration

Payment for order #1234just now · webhook ✓ +500,000đ

Payment link #567812s ago · Telegram ✓ +1,500,000đ

Tuition transfer1 min ago · email ✓ +1,600,000đ

In-store QR payment3 min ago · app ✓ +85,000đ

POST /webhook/payfs → 200 OKTelegram ✓Email ✓< 2s

Order #1234+500,000đ

Link #5678+1,500,000đ

Tuition+1,600,000đ

Counter QR+85,000đ

Game top-up+200,000đ

Booking+2,350,000đ

Power bill+640,000đ

Event ticket+450,000đ

Order #1234+500,000đ

Link #5678+1,500,000đ

Tuition+1,600,000đ

Counter QR+85,000đ

Game top-up+200,000đ

Booking+2,350,000đ

Power bill+640,000đ

Event ticket+450,000đ

< 2sRealtime response via Open Banking

99.9%System uptime

24/7Continuous account monitoring

30 txFree every month

Fast & Secure Payment

Fast to the second. Secure in every layer.

PayFS connects straight to bank APIs so you know the moment money arrives, and wraps every transaction in banking-grade security layers.

Fast

From money in to you knowing

PayFS Open Banking< 2s

NAPAS5–30 min

Manual reconciliationhours

* Time to confirm one transaction, relative illustration

Secure

Layered, banking-grade security

TLS 1.2+OAuth 2.0AES-256HMAC signatureISO 27001PCI DSS

01 — Solutions

Three products, one transparent cash flow

From solo sellers to large enterprises — pick how you collect money, PayFS handles recording and confirmation.

Real-time Banking Notification

Balance tracking

Track every balance change with instant webhooks and fully automated reconciliation.

2-minute linkingWebhook · TelegramISO 27001 Learn more → Auto Order Generation

Order creation

Create orders via API, get a payment URL, customers pay right inside your system.

RESTful APISandboxAuto retry Learn more → Payment Link Generator

Payment links

Personalised links and VietQR codes in seconds. Share via Zalo, SMS, Messenger, Email.

VietQRFree links0% middleman fee Learn more →

02 — How it works

Set up in 10 minutes, runs 24/7

Link your account

Connect your bank account to PayFS once — it takes about 2 minutes.

Choose your channels

Primary and backup webhooks, Telegram for ops and managers, email and in-app push.

Receive & reconcile

Every movement is recorded, matched to its order and synced to your ERP/CRM.

03 — For developers

RESTful API, signed webhooks, free sandbox

Call the API to create an order and get a payment URL. When the customer pays, PayFS sends a webhook to your system in under 3 seconds so you can update the order instantly.

RESTful API
Webhook signatures
Automatic retries
Multiple endpoints
Full delivery logs
PCI DSS · AES-256

Read the integration docs Sandbox

webhook.jsonPOST · application/json

{
  "event": "balance.changed",
  "bank": "MB",
  "account": "****6789",
  "amount": 500000,
  "description": "DH1234 thanh toan",
  "order_ref": "DH1234",
  "signature": "hmac-sha256:…"
}

→ 200 OK · signature verified ✓

04 — Channels